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READ MOREHow your credit score affects your business A credit score is a numerical expression based on a level of analysis of an individuals and company’s credit history which is used by lenders to determine creditworthiness and serviceability of a loan. The higher the credit score, the better chance a lender would be willing to provide […]
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READ MOREPeople usually take a returned check (NSF) lightly but it is an unlawful act that can sometimes even attract civil or criminal penalties. In a civil penalty the total amount that has to be paid back to the recipient along with any fee or charges that he or she suffered are decided. However, in case […]
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READ MORE“You need to keep as many people as possible in their houses so that they don’t come onto the market. You need to arrest the decline in house prices, but you also need to prevent human suffering and social disruption because it’s going to be very, very severe.” Billionaire investor George Soros on the US […]
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As many finance company readers will know, I have conducted an ongoing argument with the Commerce Commission on the issue of full prepayment fees under the Credit Contracts and Consumer Finance Act. Essentially I have advised my clients that they could charge prepayment fees exactly in the manner which Professor Bowman recommended and the court […]
